Metro Life Insurance Products

Take the worry out of life with our insurance protection

Group Funeral Insurance

The Group Funeral Benefit provides a simple and inexpensive means of providing for the funeral expenses of a family member. It thus ensures that the family are not financially burdened by the funeral expenses incurred when there is a death in the family. The benefit is paid out quickly and supplements the contributions that the community makes to the funeral.

The product can be offered on a compulsory basis where the employer funds the premiums on behalf of the employees. It is an important way in which an employer can care for the financial needs of their employees and thus help to attract and retain staff.

Group Funeral can also be offered on a voluntary basis where the members of the group decide if they want to join the scheme and then pay for the premiums themselves. Voluntary Group Funeral Schemes are typically offered by associations, employer groups or unions.

Benefit Type Lump sum payment (waiting period of 3 months)
Who Is Covered ?
  • Member
  • Spouse (up to 2 spouses)
  • Children (up to 6 children)
  • Parents/Parents in law
  • Extended family
Maximum Benefit Amounts
Member Tsh 5 million
Spouse Tsh 5 million
Parent/Parent in law Tsh 5 million
Extended family Tsh 5 million
Children (Ages 0-18) Tsh 1 million
Children (Ages 19-21) Tsh 5 million
Quick Claims Payment Claims will be paid within 48 hours of receiving all the claims documentation.
Maximum Entry Age Members must be younger than the lower of normal retirement age or 65 when entering the scheme.
Maximum Cover Age Cover continues until age 70 for employer funded schemes and to the agreed maximum age for voluntary schemes.